Insurance Licensing NY-Independent-General-Adjuster Q&A - in .pdf

  • NY-Independent-General-Adjuster pdf
  • Exam Code: NY-Independent-General-Adjuster
  • Exam Name: NewYorkIndependent General Adjuster (Series 17-70)
  • Updated: Sep 19, 2026
  • Q & A: 107 Questions and Answers
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  • Exam Code: NY-Independent-General-Adjuster
  • Exam Name: NewYorkIndependent General Adjuster (Series 17-70)
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  • Exam Code: NY-Independent-General-Adjuster
  • Exam Name: NewYorkIndependent General Adjuster (Series 17-70)
  • Updated: Sep 19, 2026
  • Q & A: 107 Questions and Answers
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NY-Independent-General-Adjuster Practice Dumps

Insurance Licensing NY-Independent-General-Adjuster Exam Syllabus Topics:

SectionWeightObjectives
Topic 1: Claims Investigation & Adjusting Procedures20%- Claim intake, notice of loss, and initial investigation
- Settlement negotiation, reservation of rights, and denial procedures
- Loss valuation, damage assessment, and estimating
- Evidence gathering, coverage analysis, and policy interpretation
Topic 2: Property & Casualty Coverages25%- Automobile coverages — Personal and Commercial
- General Liability and Commercial General Liability
- Dwelling and Homeowners policies
- Commercial Property and Businessowners policies
- Specialty lines — Inland Marine, Flood, Workers' Compensation, Crime
Topic 3: Insurance Fundamentals & General Principles15%- Indemnity, subrogation, utmost good faith
- Risk management and insurable interest
- Insurance contract elements and legal structure
Topic 4: Ethics & Professional Responsibility15%- Fair claims handling standards and professional conduct
- Fraud detection and reporting obligations
- Fiduciary duty, conflict of interest, and confidentiality
Topic 5: New York Insurance Law & Regulations25%- State-specific policy provisions and mandatory endorsements
- Unfair Claims Settlement Practices Act / Regulation 64
- NY Insurance Law Articles and DFS regulations
- Licensing requirements, eligibility, and examination rules

Insurance Licensing NewYorkIndependent General Adjuster (Series 17-70) Sample Questions:

Question #1

A homeowners policy debris removal clause covers

  • A. any fallen tree resulting from a natural disaster.
  • B. trees that damage a covered building from a covered peril.
  • C. fallen trees that cause up to $1,000 in property damage.
  • D. all fallen trees on the insured property.
Reveal Solution  Discussion  0

Correct Answer: B  🗳️

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Question #2

Damage caused to a farmer's crops during an emergency aircraft landing would be covered by

  • A. products liability.
  • B. deductible.
  • C. farm liability.
  • D. property damage liability.
Reveal Solution  Discussion  0

Correct Answer: D  🗳️

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Question #3

If a businessowner has a loss, which of the following will the insurer REQUIRE from the insured to assist in the business interruption portion of the claim?

  • A. Production of list of furniture and fixtures.
  • B. Submission to an insurer's onsite inspection request.
  • C. Examination under oath.
  • D. Production of books and records, including taxes and all schedules.
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Correct Answer: D  🗳️

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Question #4

Hired and Non-owned Auto Liability Endorsement covers which of the following?

  • A. Bodily Injury and Property Damage caused by an employee using his auto in the employer's business.
  • B. A customer borrows a company auto and has an accident.
  • C. Employee using company van on duty and being involved in an auto accident.
  • D. Employee using a company van off duty and being involved in an auto accident.
Reveal Solution  Discussion  0

Correct Answer: A  🗳️

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Question #5

If a licensee has been found to have committed any fraudulent or dishonest practice, the Superintendent may do all of the following EXCEPT

  • A. withhold the licensee's commissions and/or fees.
  • B. revoke the license.
  • C. place the licensee under supervision.
  • D. assess a fine.
Reveal Solution  Discussion  0

Correct Answer: A  🗳️

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