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Real Estate New-Jersey-Real-Estate-Salesperson Exam Syllabus Topics:

Real Estate New Jersey Real Estate Salesperson Sample Questions:

1. A buyer made an offer to purchase a home using a VA loan, but the property's appraised value was determined to be less than the contract price. If the buyer really wants the property, which of the following choices is the buyer's best option?

A) Make up the difference between the contract price and appraised value in cash.
B) Seek an FHA lender who will automatically make up the difference between the contract price and the appraised value.
C) Hire an appraiser and see if a second appraisal yields a higher appraised value.
D) Do nothing, because the seller must sell the property at the appraised value.

2. A lender may add 1/12th of the estimated cost of the annual property taxes and hazard insurance on the mortgaged property to the monthly loan payment for deposit in:

A) an adjustment account
B) a PMI account
C) an impound, escrow, or reserve account
D) a margin account

3. The primary intent of the statute of frauds is to:

A) enforce oral agreements beyond 1 year.
B) protect the rights of buyers who are disabled.
C) reduce real estate contracts to writing.
D) protect licensees from fraudulent activity.

4. Which of the following actions is NOT a cause for suspension or revocation of a New Jersey real estate license?

A) delivering a consumer information statement to a seller after having made a listing presentation
B) failing to provide a client with a copy of the signed exclusive listing contract
C) payment of a referral fee by a licensed New Jersey broker to a broker licensed in another state
D) collecting a commission as a broker from both parties to a transaction while representing both parties as their agent

5. Two real estate firms shared equally a 6% commission on the sale of a house. The listing licensee was paid
60% of the broker's share. The house was sold for $110,000. How much did the listing agent earn?

A) $1,320
B) $3,980
C) $2,640
D) $1,980

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