Maryland Insurance Administration Accident-and-Health-or-Sickness-Producer Q&A - in .pdf

  • Accident-and-Health-or-Sickness-Producer pdf
  • Exam Code: Accident-and-Health-or-Sickness-Producer
  • Exam Name: MarylandAccident and Health or Sickness Producer Series 20-24 Exam
  • Updated: Oct 10, 2026
  • Q & A: 92 Questions and Answers
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Maryland Insurance Administration Accident-and-Health-or-Sickness-Producer Exam Syllabus Topics:

SectionWeightObjectives
Social Insurance Programs8-12%- Medicare Part A, B, C, D
- CHIP (Children's Health Insurance Program)
- Social Security disability benefits
- Medicaid programs
Types of Health Insurance Policies20-25%- Group health insurance
- Long-term care insurance
- Individual health insurance
- Dental and vision insurance
- Disability income insurance
- Medicare and Medicaid
Policy Provisions and Clauses18-22%- Coverage terms and conditions
- Exclusions and limitations
- Benefit periods
- Deductibles and copayments
- Waiting periods
- Preexisting condition clauses
Maryland Insurance Laws and Regulations20-25%- Producer licensing requirements
- Maryland Insurance Code
- Unfair claim settlement practices
- Consumer protection regulations
- Privacy and confidentiality requirements
- Violations and penalty provisions
Field Underwriting and Application Process8-12%- Medical underwriting
- Application procedures
- Agent responsibilities in enrollment
- Risk classification
Marketing Practices8-12%- Marketing regulations
- Prohibited practices
- Advertising guidelines
- Producer responsibilities

Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 Sample Questions:

Question #1

Group health insurance contracts providing coverage for employees in more than one state are usually controlled by the laws of the state where:

  • A. The application is signed
  • B. The majority of employees reside
  • C. The producer resides
  • D. The master contract is issued
Reveal Solution  Discussion  0

Correct Answer: D  🗳️

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Question #2

In general practice, can the Maryland Insurance Administration inspect the business records of an insurance company or agency?

  • A. Yes, because all company and agency records are public domain
  • B. Yes, because of the powers defined by state laws
  • C. No, because of privacy considerations
  • D. No, because only an officer of the court can inspect these records
Reveal Solution  Discussion  0

Correct Answer: B  🗳️

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Question #3

All of the following are typical health maintenance organization (HMO) preventive care services provided by a primary care physician EXCEPT:

  • A. Physical examinations
  • B. Immunizations for children
  • C. Experimental surgery
  • D. Well-baby checkups
Reveal Solution  Discussion  0

Correct Answer: C  🗳️

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Question #4

Which benefit is usually excluded from major medical expense plan coverage?

  • A. Physical therapy
  • B. Hospice care
  • C. Routine dental care
  • D. Prescription drugs
Reveal Solution  Discussion  0

Correct Answer: C  🗳️

Explanation: Only visible for TroytecDumps members. You can sign-up / login (it's free).

Question #5

When the employer pays the premium, covered individuals normally receive tax-free benefits under all of the following group health plans EXCEPT:

  • A. Dental
  • B. Major medical
  • C. Disability income
  • D. Health maintenance organization
Reveal Solution  Discussion  0

Correct Answer: C  🗳️

Explanation: Only visible for TroytecDumps members. You can sign-up / login (it's free).

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